Red Oak, IA natural hazards
Most of the natural-hazard damage FEMA expects in Red Oak comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 31 claims here since 1982. 4 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Red Oak?
FEMA expects yearly storm and flood damage to homes and buildings in Red Oak to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.
What Red Oak faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Tornadoes
Cold waves
Heat waves
Lower here
Not a risk here
Does Red Oak flood?
Every paid claim on a federal flood insurance policy in Red Oak, from FEMA’s records.
Biggest named events
- Late spring storms: 1 claim, $18K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
4 federal disasters brought FEMA money here
Disasters the President declared that paid out in Red Oak itself: aid to households, or repair grants to the City of Red Oak.
Severe Storms, Tornadoes, and Flooding
Severe Storms, Tornadoes, and Flooding
Severe Storms, Flooding, and Tornadoes
Severe Storms, Tornadoes, and Flooding
How to read this page
FEMA’s expected losses across Red Oak total about $4.8M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.