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Natural hazards · Prescott

Prescott, IA natural hazards

Most of the natural-hazard damage FEMA expects in Prescott comes from drought, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Prescott?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prescott to be higher than in 55% of U.S. communities, mostly from drought.

Drought53%Inland flooding15%Cold waves14%Tornadoes8%Everything else11%
By hazard

What Prescott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

53% of expected damage
Recorded about 6 times a year in the area

Inland flooding

15% of expected damage
Above average · higher than 55% of U.S. places
Recorded about once a year in the area

Cold waves

14% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

8% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 4 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Prescott flood?

FEMA's records show no paid flood insurance claims in Prescott.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Prescott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Adams County.
Disasters that hit Prescott

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Prescott itself: aid to households, or repair grants to the City of Prescott.

Brought FEMA money into PrescottDeclared for Adams County only
2024

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $750 aid approved
2019

Severe Storms and Flooding

$167K to the City of Prescott for repairs
2010

Severe Storms, Flooding, and Tornadoes

$14K to the City of Prescott for repairs
2008

Severe Storms, Tornadoes, and Flooding

29 households applied for aid $43K aid approved $39K to the City of Prescott for repairs
2007

Severe Winter Storm

$982 to the City of Prescott for repairs
Adams County has had 15 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prescott is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Prescott’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Prescott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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