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Natural hazards · Pilot Mound

Pilot Mound, IA natural hazards

Most of the natural-hazard damage FEMA expects in Pilot Mound comes from drought, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pilot Mound?

44
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pilot Mound to be higher than in 44% of U.S. communities, mostly from drought and inland flooding.

Drought39%Inland flooding30%Tornadoes14%Cold waves7%Everything else10%
By hazard

What Pilot Mound faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

39% of expected damage
Recorded about 13 times a year in the area

Inland flooding

30% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

14% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 7 years in the area

Cold waves

7% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pilot Mound flood?

FEMA's records show no paid flood insurance claims in Pilot Mound.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Pilot Mound isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Boone County.
Disasters that hit Pilot Mound

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pilot Mound itself: aid to households, or repair grants to the City of Pilot Mound.

Brought FEMA money into Pilot MoundDeclared for Boone County only
2020

Severe Storms

1 household applied for aid
2010

Severe Storms, Flooding, and Tornadoes

4 households applied for aid $3K aid approved
2008

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $9K aid approved
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
Boone County has had 15 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pilot Mound is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Pilot Mound’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pilot Mound. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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