Natural hazards · Perry

Perry, IA natural hazards

Most of the natural-hazard damage FEMA expects in Perry comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 2004. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Perry?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Perry to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes28%Heat waves6%Cold waves6%Hail5%Everything else9%

By hazard

What Perry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

28% of expected damage

Well above average · higher than 98% of U.S. places

Heat waves

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 7 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 6 times a year in the area

Hail

5% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Perry flood?

Every paid claim on a federal flood insurance policy in Perry, from FEMA’s records.

7paid claims since 2004

$19Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Perry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dallas County.

Disasters that hit Perry

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Perry itself: aid to households, or repair grants to the City of Perry.

Brought FEMA money into PerryDeclared for Dallas County only

2020

Severe Storms

3 households applied for aid $469K to the City of Perry for repairs

2010

Severe Winter Storm

$978 to the City of Perry for repairs

2008

Severe Storms, Tornadoes, and Flooding

72 households applied for aid $49K aid approved $182K to the City of Perry for repairs

2007

Severe Storms, Flooding, and Tornadoes

38 households applied for aid $27K aid approved

2004

Severe Storms, Tornadoes, and Flooding

90 households applied for aid $174K aid approved $5K to the City of Perry for repairs

Dallas County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Perry covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Perry’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Perry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Perry total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.