A typical Oxford home is worth about $381,000
Up 2.6% in a year, 59% above the Iowa typical home.
Only 1 sale in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
What kind of housing town is Oxford?
Read from the numbers below. The page puts what stands out first.
A typical home costs 4.6 years of income
More than across Iowa (3.2 years). Try your own numbers below.
That’s $86K short of a typical Oxford home.
A two-bedroom rents for about $1,000 a month here, $1,500 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Oxford’s typical property tax (1.58% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
Up 25% in five years
About the same pace as Iowa (26.1%).
Show as a table
| January | Oxford | Iowa |
|---|---|---|
| 2017 | $216,000 | $147,000 |
| 2018 | $233,000 | $152,000 |
| 2019 | $249,000 | $159,000 |
| 2020 | $265,000 | $167,000 |
| 2021 | $289,000 | $179,000 |
| 2022 | $315,000 | $195,000 |
| 2023 | $339,000 | $211,000 |
| 2024 | $346,000 | $218,000 |
| 2025 | $367,000 | $228,000 |
| 2026 | $380,000 | $236,000 |
| August 2026 | $381,000 | $240,000 |
A typical Oxford home worth $213K in September 2016 is worth about $381K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.
A two-bedroom rents for about $1,000
Renters already here pay a median of $1,068.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Iowa City, IA HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
No new homes permitted in 2016
No permits for new homes were issued in Oxford in 2016. The last year with any was 2015 (2 new homes).
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2016 | 0 | 0 | 0 | — |
| 2015 | 2 | 0 | 2 | $245,000 |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 0 | 0 | 0 | — |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 1 | 1 | 0 | $120,000 |
| 2005 | 2 | 2 | 0 | $241,000 |
| 2004 | 2 | 2 | 0 | $241,000 |
| 2003 | 2 | 2 | 0 | $241,000 |
| 2002 | 1 | 1 | 0 | $120,000 |
| 2001 | 1 | 1 | 0 | $120,000 |
| 2000 | 1 | 1 | 0 | $120,000 |
Oxford's permit office didn't report to the Census in 2016, so the 2016 figures are Census estimates.
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
77% of Oxford households own their home
Half of Oxford’s homes were built before 1964.
Iowa: 72% own.
U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.
On the market in Oxford
Listed in the past 60 days. Each opens on the listing site.
Neighbors talk housing
What Oxford buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.