TownTapestry
Sign inJoin
Oxford JunctionGood night
Natural hazards · Oxford Junction

Oxford Junction, IA natural hazards

Most of the natural-hazard damage FEMA expects in Oxford Junction comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2008. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Oxford Junction?

75
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oxford Junction to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding55%Drought14%Tornadoes10%Strong wind9%Hail6%Everything else6%
By hazard

What Oxford Junction faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once a year in the area

Drought

14% of expected damage
Recorded about 9 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 7 years in the area

Strong wind

9% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 6 times a year in the area

Hail

6% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Oxford Junction flood?

Every paid claim on a federal flood insurance policy in Oxford Junction, from FEMA’s records.

4paid claims since 2008
$12Kpaid to owners
1homes flooded more than once
20082026

Biggest named events

  • Storm: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Oxford Junction isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jones County.
Disasters that hit Oxford Junction

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oxford Junction itself: aid to households, or repair grants to the City of Oxford Junction.

Brought FEMA money into Oxford JunctionDeclared for Jones County only
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$6K to the City of Oxford Junction for repairs
2013

Severe Storms, Tornadoes, and Flooding

$13K to the City of Oxford Junction for repairs
2010

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $287 aid approved $16K to the City of Oxford Junction for repairs
2008

Severe Storms, Tornadoes, and Flooding

26 households applied for aid $30K aid approved $442K to the City of Oxford Junction for repairs
2007

Severe Winter Storms

$7K to the City of Oxford Junction for repairs
2004

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $3K aid approved $12K to the City of Oxford Junction for repairs
1999

Severe Storms, Flooding, and Tornadoes

$37K to the City of Oxford Junction for repairs
Jones County has had 17 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oxford Junction is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Oxford Junction’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Oxford Junction. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Oxford Junction, IAView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Oxford Junction is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map