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Natural hazards · Monroe

Monroe, IA natural hazards

Most of the natural-hazard damage FEMA expects in Monroe comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Monroe?

34
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monroe to be higher than in 34% of U.S. communities, mostly from inland flooding and drought.

Inland flooding37%Drought25%Tornadoes16%Strong wind8%Hail5%Everything else9%
By hazard

What Monroe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 2 times a year in the area

Drought

25% of expected damage
Recorded about 4 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 7 years in the area

Strong wind

8% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 6 times a year in the area

Hail

5% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Monroe flood?

FEMA's records show no paid flood insurance claims in Monroe.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Monroe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jasper County.
Disasters that hit Monroe

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Monroe itself: aid to households, or repair grants to the City of Monroe.

Brought FEMA money into MonroeDeclared for Jasper County only
2024

Severe Storms, Tornadoes, and Flooding

2 households applied for aid
2020

Severe Storms

3 households applied for aid
2010

Severe Storms, Flooding, and Tornadoes

58 households applied for aid $127K aid approved $14K to the City of Monroe for repairs
2008

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $22K aid approved $1K to the City of Monroe for repairs
2007

Severe Winter Storms

$15K to the City of Monroe for repairs
Jasper County has had 17 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monroe is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Monroe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Monroe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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