Natural hazards · Mondamin

Mondamin, IA natural hazards

Most of the natural-hazard damage FEMA expects in Mondamin comes from inland flooding, and overall the risk is moderate for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mondamin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mondamin to be higher than in 47% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes19%Hail14%Drought13%Strong wind7%Everything else9%

By hazard

What Mondamin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 8 years in the area

Hail

14% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Drought

13% of expected damage

Recorded about 21 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mondamin flood?

FEMA's records show no paid flood insurance claims in Mondamin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mondamin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harrison County.

Disasters that hit Mondamin

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mondamin itself: aid to households, or repair grants to the City of Mondamin.

Brought FEMA money into MondaminDeclared for Harrison County only

2025

Severe Winter Storm

$8K to the City of Mondamin for repairs

2024

Severe Storms and Tornadoes

5 households applied for aid

2019

Severe Storms and Flooding

3 households applied for aid $7K aid approved

2011

Flooding

7 households applied for aid $320 aid approved $3K to the City of Mondamin for repairs

2009

Severe Winter Storms and Snowstorm

$3K to the City of Mondamin for repairs

2008

Severe Storms, Tornadoes, and Flooding

$42K to the City of Mondamin for repairs

2007

Severe Storms, Flooding, and Tornadoes

7 households applied for aid $3K aid approved $4K to the City of Mondamin for repairs

2007

Snow

$2K to the City of Mondamin for repairs

Harrison County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mondamin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mondamin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mondamin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.