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Natural hazards · McGregor

McGregor, IA natural hazards

Most of the natural-hazard damage FEMA expects in McGregor comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1982. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is McGregor?

73
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McGregor to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes10%Cold waves8%Hail7%Everything else10%
By hazard

What McGregor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 10 years in the area

Cold waves

8% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 7 times a year in the area

Hail

7% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does McGregor flood?

Every paid claim on a federal flood insurance policy in McGregor, from FEMA’s records.

13paid claims since 1982
$83Kpaid to owners
1homes flooded more than once
19822026

Biggest named events

  • Severe flooding: 1 claim, $63K
  • Midwest Flooding: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. McGregor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clayton County.

What’s been done with FEMA grants

1buildings floodproofed
Disasters that hit McGregor

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in McGregor itself: aid to households, or repair grants to the City of McGregor.

Brought FEMA money into McGregorDeclared for Clayton County only
2023

Flooding

$107K to the City of McGregor for repairs
2019

Severe Storms and Flooding

$143K to the City of McGregor for repairs
2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$273K to the City of McGregor for repairs
2013

Severe Storms, Tornadoes, and Flooding

$46K to the City of McGregor for repairs
2008

Severe Storms, Tornadoes, and Flooding

$41K to the City of McGregor for repairs
2004

Severe Storms, Tornadoes, and Flooding

$70K to the City of McGregor for repairs
2001

Severe Storms, Tornadoes and Flooding

$37K to the City of McGregor for repairs
Clayton County has had 24 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McGregor is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to McGregor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of McGregor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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