Natural hazards · Maynard

Maynard, IA natural hazards

Most of the natural-hazard damage FEMA expects in Maynard comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2008. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maynard?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maynard to be higher than in 60% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes15%Drought15%Strong wind7%Cold waves7%Hail7%Everything else2%

By hazard

What Maynard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 8 years in the area

Drought

15% of expected damage

Recorded about 15 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 8 times a year in the area

Hail

7% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maynard flood?

Every paid claim on a federal flood insurance policy in Maynard, from FEMA’s records.

1paid claims since 2008

$2Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Storm: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maynard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fayette County.

Disasters that hit Maynard

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Maynard itself: aid to households, or repair grants to the City of Maynard.

Brought FEMA money into MaynardDeclared for Fayette County only

2010

Severe Storms, Flooding, and Tornadoes

1 household applied for aid

2008

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $6K aid approved $24K to the City of Maynard for repairs

2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $3K aid approved $13K to the City of Maynard for repairs

1999

Severe Storms, Flooding, and Tornadoes

$63K to the City of Maynard for repairs

Fayette County has had 20 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maynard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Maynard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Maynard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.