Natural hazards · Macksburg

Macksburg, IA natural hazards

Most of the natural-hazard damage FEMA expects in Macksburg comes from drought, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Macksburg?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Macksburg to be higher than in 40% of U.S. communities, mostly from drought and inland flooding.

Drought39%Inland flooding31%Tornadoes9%Cold waves8%Strong wind5%Everything else9%

By hazard

What Macksburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

39% of expected damage

Recorded about 8 times a year in the area

Inland flooding

31% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 3 years in the area

Cold waves

8% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 5 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Macksburg flood?

FEMA's records show no paid flood insurance claims in Macksburg.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Macksburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

Disasters that hit Macksburg

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Macksburg itself: aid to households, or repair grants to the City of Macksburg.

Brought FEMA money into MacksburgDeclared for Madison County only

2010

Severe Winter Storm

$930 to the City of Macksburg for repairs

2007

Severe Winter Storm

$5K to the City of Macksburg for repairs

Madison County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Macksburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Macksburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Macksburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Macksburg, IA natural hazards

How exposed is Macksburg?

What Macksburg faces

Drought

Inland flooding

Tornadoes

Cold waves

Strong wind

Lower here

Not a risk here

Does Macksburg flood?

2 federal disasters brought FEMA money here

Severe Winter Storm

Severe Winter Storm

How to read this page

Where to, neighbor?

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