Natural hazards · Long Grove

Long Grove, IA natural hazards

Most of the natural-hazard damage FEMA expects in Long Grove comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 47 claims here since 1990. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Long Grove?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Long Grove to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding58%Drought10%Hail7%Tornadoes7%Strong wind6%Cold waves5%Everything else8%

By hazard

What Long Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 3 times a year in the area

Drought

10% of expected damage

Recorded about 10 times a year in the area

Hail

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 12 years in the area

Strong wind

6% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 6 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Long Grove flood?

Every paid claim on a federal flood insurance policy in Long Grove, from FEMA’s records.

47paid claims since 1990

$1.1Mpaid to owners

0homes flooded more than once

19902026

Biggest named events

Midwest Flooding: 2 claims, $14K
March 2019 Midwest Flooding: 1 claim, $18K
Storm: 1 claim, $15K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Long Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Long Grove

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Long Grove itself: aid to households, or repair grants to the City of Long Grove.

Brought FEMA money into Long GroveDeclared for Scott County only

2024

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

1 household applied for aid

2020

Severe Storms

7 households applied for aid $5K aid approved

2019

Severe Storms and Flooding

1 household applied for aid $750 aid approved

2008

Severe Storms, Tornadoes, and Flooding

22 households applied for aid $72K aid approved

Scott County has had 17 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Long Grove covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Long Grove’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Long Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Long Grove total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.