Natural hazards · Lisbon

Lisbon, IA natural hazards

Most of the natural-hazard damage FEMA expects in Lisbon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2014. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lisbon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lisbon to be higher than in 29% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes22%Strong wind12%Cold waves10%Hail9%Everything else9%

By hazard

What Lisbon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 28% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 85 years in the area

Strong wind

12% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 6 times a year in the area

Cold waves

10% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 8 times a year in the area

Hail

9% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lisbon flood?

Every paid claim on a federal flood insurance policy in Lisbon, from FEMA’s records.

2paid claims since 2014

$49Kpaid to owners

0homes flooded more than once

20142026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lisbon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Linn County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Lisbon

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lisbon itself: aid to households, or repair grants to the City of Lisbon.

Brought FEMA money into LisbonDeclared for Linn County only

2020

Severe Storms

58 households applied for aid $75K aid approved $125K to the City of Lisbon for repairs

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$139K to the City of Lisbon for repairs

2008

Severe Storms, Tornadoes, and Flooding

25 households applied for aid $51K aid approved $4K to the City of Lisbon for repairs

2007

Severe Winter Storms

$12K to the City of Lisbon for repairs

Linn County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lisbon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lisbon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lisbon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.