Natural hazards · Ledyard

Ledyard, IA natural hazards

Most of the natural-hazard damage FEMA expects in Ledyard comes from drought, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ledyard?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ledyard to be higher than in 37% of U.S. communities, mostly from drought and inland flooding.

Drought37%Inland flooding26%Cold waves17%Tornadoes13%Everything else8%

By hazard

What Ledyard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

37% of expected damage

Recorded about 14 times a year in the area

Inland flooding

26% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 3 times a year in the area

Cold waves

17% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 3 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ledyard flood?

FEMA's records show no paid flood insurance claims in Ledyard.

of all homes
are insured

No community discount. Ledyard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kossuth County.

Disasters that hit Ledyard

Federal disasters declared here

None of the disasters declared for Kossuth County shows FEMA aid or repair money reaching Ledyard itself in FEMA’s records.

Brought FEMA money into LedyardDeclared for Kossuth County only

Kossuth County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ledyard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ledyard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ledyard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.