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Natural hazards · Lamont

Lamont, IA natural hazards

Most of the natural-hazard damage FEMA expects in Lamont comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 2008. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lamont?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lamont to be higher than in 52% of U.S. communities, mostly from inland flooding and drought.

Inland flooding43%Drought23%Hail11%Tornadoes9%Strong wind7%Cold waves6%Everything else3%
By hazard

What Lamont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Above average · higher than 64% of U.S. places
Recorded about 2 times a year in the area

Drought

23% of expected damage
Recorded about 13 times a year in the area

Hail

11% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

9% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 8 years in the area

Strong wind

7% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 5 times a year in the area

Cold waves

6% of expected damage
Above average · higher than 62% of U.S. places
Recorded about 8 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lamont flood?

Every paid claim on a federal flood insurance policy in Lamont, from FEMA’s records.

7paid claims since 2008
$65Kpaid to owners
0homes flooded more than once
20082026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Lamont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Buchanan County.
Disasters that hit Lamont

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lamont itself: aid to households, or repair grants to the City of Lamont.

Brought FEMA money into LamontDeclared for Buchanan County only
2013

Severe Storms, Tornadoes, and Flooding

$7K to the City of Lamont for repairs
2010

Severe Storms, Flooding, and Tornadoes

$27K to the City of Lamont for repairs
2008

Severe Storms, Tornadoes, and Flooding

136 households applied for aid $323K aid approved $84K to the City of Lamont for repairs
2004

Severe Storms, Tornadoes, and Flooding

10 households applied for aid $15K aid approved $26K to the City of Lamont for repairs
1999

Severe Storms, Flooding, and Tornadoes

$1K to the City of Lamont for repairs
Buchanan County has had 21 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lamont is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Lamont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lamont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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