Natural hazards · Lake View

Lake View, IA natural hazards

Most of the natural-hazard damage FEMA expects in Lake View comes from hail, and overall the risk is low for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lake View?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake View to be higher than in 38% of U.S. communities, mostly from hail and inland flooding.

Hail24%Inland flooding21%Tornadoes20%Drought20%Cold waves9%Everything else6%

By hazard

What Lake View faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

24% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

21% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 9 years in the area

Drought

20% of expected damage

Recorded about 14 times a year in the area

Cold waves

9% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lake View flood?

FEMA's records show no paid flood insurance claims in Lake View.

of all homes
are insured

No community discount. Lake View isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sac County.

Disasters that hit Lake View

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lake View itself: aid to households, or repair grants to the City of Lake View.

Brought FEMA money into Lake ViewDeclared for Sac County only

2021

Severe Storms, Straight-Line Winds, and Tornadoes

$29K to the City of Lake View for repairs

2010

Severe Winter Storm

$1.9M to the City of Lake View for repairs

2009

Severe Winter Storms and Snowstorm

$27K to the City of Lake View for repairs

2007

Severe Storms, Flooding, and Tornadoes

$10K to the City of Lake View for repairs

2007

Snow

$5K to the City of Lake View for repairs

2004

Severe Storms, Tornadoes, and Flooding

$1K to the City of Lake View for repairs

2001

Severe Storms, Tornadoes and Flooding

$8K to the City of Lake View for repairs

Sac County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake View is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lake View’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lake View. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.