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Natural hazards · Ladora

Ladora, IA natural hazards

Most of the natural-hazard damage FEMA expects in Ladora comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ladora?

47
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ladora to be higher than in 47% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes17%Strong wind14%Drought13%Hail6%Everything else11%
By hazard

What Ladora faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 8 years in the area

Strong wind

14% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 6 times a year in the area

Drought

13% of expected damage
Recorded about 16 times a year in the area

Hail

6% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ladora flood?

FEMA's records show no paid flood insurance claims in Ladora.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ladora isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Iowa County.
Disasters that hit Ladora

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ladora itself: aid to households, or repair grants to the City of Ladora.

Brought FEMA money into LadoraDeclared for Iowa County only
2020

Severe Storms

$7K to the City of Ladora for repairs
2013

Severe Storms, Tornadoes, and Flooding

$1K to the City of Ladora for repairs
2010

Severe Storms, Flooding, and Tornadoes

$3K to the City of Ladora for repairs
2008

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $25K aid approved $14K to the City of Ladora for repairs
2007

Severe Winter Storms

$13K to the City of Ladora for repairs
Iowa County has had 20 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ladora is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ladora’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ladora. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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