Natural hazards · Lacona

Lacona, IA natural hazards

Most of the natural-hazard damage FEMA expects in Lacona comes from drought, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lacona?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lacona to be higher than in 37% of U.S. communities, mostly from drought and inland flooding.

Drought41%Inland flooding31%Tornadoes10%Cold waves7%Everything else12%

By hazard

What Lacona faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

41% of expected damage

Recorded about 7 times a year in the area

Inland flooding

31% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Cold waves

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lacona flood?

FEMA's records show no paid flood insurance claims in Lacona.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lacona isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

Disasters that hit Lacona

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lacona itself: aid to households, or repair grants to the City of Lacona.

Brought FEMA money into LaconaDeclared for Warren County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$14K to the City of Lacona for repairs

2010

Severe Storms, Flooding, and Tornadoes

4 households applied for aid $1K aid approved $2K to the City of Lacona for repairs

2008

Severe Storms, Tornadoes, and Flooding

27 households applied for aid $17K aid approved

Warren County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lacona is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lacona’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lacona. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.