Natural hazards · Kellogg

Kellogg, IA natural hazards

Most of the natural-hazard damage FEMA expects in Kellogg comes from drought, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2024. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kellogg?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kellogg to be higher than in 33% of U.S. communities, mostly from drought and inland flooding.

Drought38%Inland flooding29%Tornadoes12%Strong wind7%Cold waves5%Everything else9%

By hazard

What Kellogg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

38% of expected damage

Recorded about 6 times a year in the area

Inland flooding

29% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 5 years in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kellogg flood?

Every paid claim on a federal flood insurance policy in Kellogg, from FEMA’s records.

3paid claims since 2024

$438Kpaid to owners

0homes flooded more than once

20242026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kellogg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jasper County.

Disasters that hit Kellogg

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kellogg itself: aid to households, or repair grants to the City of Kellogg.

Brought FEMA money into KelloggDeclared for Jasper County only

2024

Severe Storms, Tornadoes, and Flooding

28 households applied for aid $472K aid approved $516K to the City of Kellogg for repairs

2020

Severe Storms

41 households applied for aid $12K aid approved $6K to the City of Kellogg for repairs

2013

Severe Storms, Tornadoes, and Flooding

$82K to the City of Kellogg for repairs

2010

Severe Storms, Flooding, and Tornadoes

10 households applied for aid $24K aid approved

2008

Severe Storms, Tornadoes, and Flooding

21 households applied for aid $34K aid approved $23K to the City of Kellogg for repairs

2007

Severe Winter Storms

$21K to the City of Kellogg for repairs

Jasper County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kellogg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kellogg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kellogg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Kellogg, IA natural hazards

How exposed is Kellogg?

What Kellogg faces

Drought

Inland flooding

Tornadoes

Strong wind

Cold waves

Lower here

Not a risk here

Does Kellogg flood?

6 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Storms

Severe Storms, Tornadoes, and Flooding

Severe Storms, Flooding, and Tornadoes

Severe Storms, Tornadoes, and Flooding

Severe Winter Storms

How to read this page

Where to, neighbor?

Matches

Nearby