Natural hazards · Joice

Joice, IA natural hazards

Most of the natural-hazard damage FEMA expects in Joice comes from drought, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Joice?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Joice to be higher than in 51% of U.S. communities, mostly from drought and inland flooding.

Drought37%Inland flooding27%Cold waves15%Tornadoes12%Everything else9%

By hazard

What Joice faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

37% of expected damage

Recorded about 22 times a year in the area

Inland flooding

27% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 6 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Joice flood?

FEMA's records show no paid flood insurance claims in Joice.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Joice isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Worth County.

Disasters that hit Joice

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Joice itself: aid to households, or repair grants to the City of Joice.

Brought FEMA money into JoiceDeclared for Worth County only

2008

Severe Storms, Tornadoes, and Flooding

26 households applied for aid $25K aid approved

2004

Severe Storms, Tornadoes, and Flooding

35 households applied for aid $60K aid approved $9K to the City of Joice for repairs

Worth County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Joice is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Joice’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Joice. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Joice, IA natural hazards

How exposed is Joice?

What Joice faces

Drought

Inland flooding

Cold waves

Tornadoes

Lower here

Not a risk here

Does Joice flood?

2 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby