Natural hazards · Huxley

Huxley, IA natural hazards

Most of the natural-hazard damage FEMA expects in Huxley comes from inland flooding, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Huxley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Huxley to be higher than in 41% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes24%Drought15%Hail5%Everything else10%

By hazard

What Huxley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 26 years in the area

Drought

15% of expected damage

Recorded about 6 times a year in the area

Hail

5% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Huxley flood?

FEMA's records show no paid flood insurance claims in Huxley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Huxley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Story County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Huxley

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Huxley itself: aid to households, or repair grants to the City of Huxley.

Brought FEMA money into HuxleyDeclared for Story County only

2024

Severe Storms, Tornadoes, and Flooding

4 households applied for aid

2020

Severe Storms

70 households applied for aid $173K to the City of Huxley for repairs

2011

Severe Storms, Straight-Line Winds, and Flooding

$15K to the City of Huxley for repairs

2010

Severe Storms, Flooding, and Tornadoes

36 households applied for aid $68K aid approved $74K to the City of Huxley for repairs

2008

Severe Storms, Tornadoes, and Flooding

10 households applied for aid $7K aid approved $38K to the City of Huxley for repairs

2004

Severe Storms, Tornadoes, and Flooding

61 households applied for aid $114K aid approved $9K to the City of Huxley for repairs

Story County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Huxley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Huxley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Huxley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Huxley, IA natural hazards

How exposed is Huxley?

What Huxley faces

Inland flooding

Tornadoes

Drought

Hail

Lower here

Not a risk here

Does Huxley flood?

What’s been done with FEMA grants

6 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Storms

Severe Storms, Straight-Line Winds, and Flooding

Severe Storms, Flooding, and Tornadoes

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

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