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Natural hazards · Holstein

Holstein, IA natural hazards

Most of the natural-hazard damage FEMA expects in Holstein comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Holstein?

44
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holstein to be higher than in 44% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding30%Tornadoes26%Drought13%Hail13%Cold waves9%Strong wind5%Everything else5%
By hazard

What Holstein faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage
Below average · higher than 49% of U.S. places
Recorded about once a year in the area

Tornadoes

26% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 9 years in the area

Drought

13% of expected damage
Recorded about 13 times a year in the area

Hail

13% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 6 times a year in the area

Cold waves

9% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 7 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Holstein flood?

FEMA's records show no paid flood insurance claims in Holstein.

of all homes
are insured
No community discount. Holstein isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ida County.
Disasters that hit Holstein

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holstein itself: aid to households, or repair grants to the City of Holstein.

Brought FEMA money into HolsteinDeclared for Ida County only
2010

Severe Storms, Flooding, and Tornadoes

5 households applied for aid $717 aid approved
2009

Severe Winter Storms and Snowstorm

$3K to the City of Holstein for repairs
2007

Severe Storms, Flooding, and Tornadoes

88 households applied for aid $95K aid approved $17K to the City of Holstein for repairs
2007

Snow

$3K to the City of Holstein for repairs
2004

Severe Storms, Tornadoes, and Flooding

$3K to the City of Holstein for repairs
Ida County has had 17 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holstein is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Holstein’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Holstein. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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