Natural hazards · Hedrick

Hedrick, IA natural hazards

Most of the natural-hazard damage FEMA expects in Hedrick comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hedrick?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hedrick to be higher than in 56% of U.S. communities, mostly from inland flooding and drought.

Inland flooding39%Drought23%Tornadoes10%Strong wind10%Hail6%Everything else11%

By hazard

What Hedrick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once a year in the area

Drought

23% of expected damage

Recorded about 10 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 7 years in the area

Strong wind

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Hail

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hedrick flood?

FEMA's records show no paid flood insurance claims in Hedrick.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hedrick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Keokuk County.

Disasters that hit Hedrick

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hedrick itself: aid to households, or repair grants to the City of Hedrick.

Brought FEMA money into HedrickDeclared for Keokuk County only

2019

Severe Storms and Flooding

$82K to the City of Hedrick for repairs

2010

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $1K aid approved

2008

Severe Storms, Tornadoes, and Flooding

28 households applied for aid $42K aid approved

Keokuk County has had 16 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hedrick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hedrick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hedrick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.