Natural hazards · Haverhill

Haverhill, IA natural hazards

Most of the natural-hazard damage FEMA expects in Haverhill comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Haverhill?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haverhill to be higher than in 37% of U.S. communities, mostly from inland flooding and drought.

Inland flooding36%Drought33%Tornadoes14%Cold waves6%Strong wind5%Everything else6%

By hazard

What Haverhill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Drought

33% of expected damage

Recorded about 7 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 6 years in the area

Cold waves

6% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 8 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Haverhill flood?

FEMA's records show no paid flood insurance claims in Haverhill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Haverhill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marshall County.

Disasters that hit Haverhill

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Haverhill itself: aid to households, or repair grants to the City of Haverhill.

Brought FEMA money into HaverhillDeclared for Marshall County only

2020

Severe Storms

5 households applied for aid

2008

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $13K aid approved

Marshall County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haverhill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Haverhill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Haverhill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.