Natural hazards · Hastings

Hastings, IA natural hazards

Most of the natural-hazard damage FEMA expects in Hastings comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 14 claims here since 1987. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hastings?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hastings to be higher than in 66% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes20%Hail12%Drought12%Cold waves7%Strong wind5%Everything else5%

By hazard

What Hastings faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 6 years in the area

Hail

12% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 7 times a year in the area

Drought

12% of expected damage

Recorded about 8 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 4 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hastings flood?

Every paid claim on a federal flood insurance policy in Hastings, from FEMA’s records.

14paid claims since 1987

$63Kpaid to owners

0homes flooded more than once

19872026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hastings isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mills County.

Disasters that hit Hastings

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hastings itself: aid to households, or repair grants to the City of Hastings.

Brought FEMA money into HastingsDeclared for Mills County only

2008

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $81K aid approved $9K to the City of Hastings for repairs

2007

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $5K aid approved

Mills County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hastings covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hastings’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hastings. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hastings total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.