Natural hazards · Gilman

Gilman, IA natural hazards

Most of the natural-hazard damage FEMA expects in Gilman comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gilman?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gilman to be higher than in 55% of U.S. communities, mostly from inland flooding and drought.

Inland flooding48%Drought22%Tornadoes14%Strong wind6%Everything else10%

By hazard

What Gilman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Drought

22% of expected damage

Recorded about 6 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 13 years in the area

Strong wind

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gilman flood?

FEMA's records show no paid flood insurance claims in Gilman.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gilman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marshall County.

Disasters that hit Gilman

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gilman itself: aid to households, or repair grants to the City of Gilman.

Brought FEMA money into GilmanDeclared for Marshall County only

2020

Severe Storms

21 households applied for aid $6K aid approved

2008

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $21K aid approved

2007

Severe Winter Storms

$11K to the City of Gilman for repairs

Marshall County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gilman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gilman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Gilman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.