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Natural hazards · George

George, IA natural hazards

Most of the natural-hazard damage FEMA expects in George comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 1983. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is George?

37
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in George to be higher than in 37% of U.S. communities, mostly from inland flooding and hail.

Inland flooding30%Hail23%Tornadoes15%Drought13%Cold waves10%Everything else9%
By hazard

What George faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage
Below average · higher than 44% of U.S. places
Recorded about 2 times a year in the area

Hail

23% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 6 years in the area

Drought

13% of expected damage
Recorded about 18 times a year in the area

Cold waves

10% of expected damage
Above average · higher than 64% of U.S. places
Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does George flood?

Every paid claim on a federal flood insurance policy in George, from FEMA’s records.

10paid claims since 1983
$81Kpaid to owners
2homes flooded more than once
19832026

Biggest named events

  • Iowa Flooding: 1 claim, $11K
  • June Midwest Flooding: 1 claim, $26K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. George isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lyon County.
Disasters that hit George

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in George itself: aid to households, or repair grants to the City of George.

Brought FEMA money into GeorgeDeclared for Lyon County only
2024

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

119 households applied for aid $602K aid approved $58K to the City of George for repairs
2019

Severe Storms and Flooding

$16K to the City of George for repairs
2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$74K to the City of George for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$115K to the City of George for repairs
2013

Severe Winter Storm

$49K to the City of George for repairs
2010

Severe Storms, Flooding, and Tornadoes

120 households applied for aid $339K aid approved $82K to the City of George for repairs
2008

Severe Storms, Tornadoes, and Flooding

$2K to the City of George for repairs
Lyon County has had 14 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. George is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to George’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of George. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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