Natural hazards · Fruitland

Fruitland, IA natural hazards

Most of the natural-hazard damage FEMA expects in Fruitland comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fruitland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fruitland to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding52%Hail11%Strong wind10%Drought7%Tornadoes6%Everything else13%

By hazard

What Fruitland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Hail

11% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 6 times a year in the area

Drought

7% of expected damage

Recorded about 11 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 10 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fruitland flood?

FEMA's records show no paid flood insurance claims in Fruitland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fruitland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Muscatine County.

Disasters that hit Fruitland

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fruitland itself: aid to households, or repair grants to the City of Fruitland.

Brought FEMA money into FruitlandDeclared for Muscatine County only

2019

Severe Storms and Flooding

2 households applied for aid $1K aid approved

2008

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $452 aid approved

Muscatine County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fruitland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fruitland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fruitland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.