Natural hazards · Frederika

Frederika, IA natural hazards

Most of the natural-hazard damage FEMA expects in Frederika comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1993. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Frederika?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Frederika to be higher than in 54% of U.S. communities, mostly from inland flooding and drought.

Inland flooding38%Drought32%Cold waves10%Tornadoes8%Hail7%Everything else5%

By hazard

What Frederika faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Drought

32% of expected damage

Recorded about 17 times a year in the area

Cold waves

10% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 7 years in the area

Hail

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Frederika flood?

Every paid claim on a federal flood insurance policy in Frederika, from FEMA’s records.

4paid claims since 1993

$75Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Storm: 1 claim, $2K
Midwest Flooding: 1 claim, $19K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Frederika isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bremer County.

Disasters that hit Frederika

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Frederika itself: aid to households, or repair grants to the City of Frederika.

Brought FEMA money into FrederikaDeclared for Bremer County only

2008

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $27K aid approved $8K to the City of Frederika for repairs

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $4K aid approved $1K to the City of Frederika for repairs

Bremer County has had 15 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Frederika is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Frederika’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Frederika. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Frederika, IA natural hazards

How exposed is Frederika?

What Frederika faces

Inland flooding

Drought

Cold waves

Tornadoes

Hail

Lower here

Not a risk here

Does Frederika flood?

Biggest named events

2 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

How to read this page

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