Natural hazards · Forest

Forest, IA natural hazards

Most of the natural-hazard damage FEMA expects in Forest comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Forest?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Forest to be higher than in 58% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves19%Tornadoes16%Strong wind6%Everything else8%
By hazard

What Forest faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Above average · higher than 68% of U.S. places
Recorded about once a year in the area

Cold waves

19% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 11 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 98% of U.S. places

Strong wind

6% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Forest flood?

Every paid claim on a federal flood insurance policy in Forest, from FEMA’s records.

4paid claims since 1979
$8Kpaid to owners
1homes flooded more than once
19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Forest isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Winnebago County.
Disasters that hit Forest

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Forest itself: aid to households, or repair grants to the City of Forest.

Brought FEMA money into ForestDeclared for Winnebago County only
2024

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

$19K to the City of Forest for repairs
2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$128K to the City of Forest for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$50K to the City of Forest for repairs
2013

Severe Storms, Tornadoes, and Flooding

$22K to the City of Forest for repairs
2008

Severe Storms, Tornadoes, and Flooding

12 households applied for aid $10K aid approved $83K to the City of Forest for repairs
2007

Snow

$5K to the City of Forest for repairs
2007

Severe Winter Storms

$20K to the City of Forest for repairs
2004

Severe Storms, Tornadoes, and Flooding

15 households applied for aid $22K aid approved $59K to the City of Forest for repairs
Winnebago County has had 14 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Forest covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Forest’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Forest. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Forest total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01