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Natural hazards · Fontanelle

Fontanelle, IA natural hazards

Most of the natural-hazard damage FEMA expects in Fontanelle comes from cold waves, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fontanelle?

45
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fontanelle to be higher than in 45% of U.S. communities, mostly from cold waves.

Cold waves51%Tornadoes14%Inland flooding12%Strong wind8%Hail6%Heat waves5%Everything else4%
By hazard

What Fontanelle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

51% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

14% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 28 years in the area

Inland flooding

12% of expected damage
Below average · higher than 27% of U.S. places
Recorded about once a year in the area

Strong wind

8% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 5 times a year in the area

Hail

6% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 6 times a year in the area

Heat waves

5% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fontanelle flood?

FEMA's records show no paid flood insurance claims in Fontanelle.

Disasters that hit Fontanelle

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fontanelle itself: aid to households, or repair grants to the City of Fontanelle.

Brought FEMA money into FontanelleDeclared for Adair County only
2024

Severe Storms, Tornadoes, and Flooding

10 households applied for aid $8K aid approved
2009

Severe Winter Storms and Snowstorm

$3K to the City of Fontanelle for repairs
2008

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $10K aid approved
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
Adair County has had 15 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fontanelle is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Fontanelle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fontanelle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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