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Natural hazards · Ferguson

Ferguson, IA natural hazards

Most of the natural-hazard damage FEMA expects in Ferguson comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ferguson?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ferguson to be higher than in 55% of U.S. communities, mostly from inland flooding and drought.

Inland flooding48%Drought22%Tornadoes14%Strong wind6%Everything else10%
By hazard

What Ferguson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 2 times a year in the area

Drought

22% of expected damage
Recorded about 6 times a year in the area

Tornadoes

14% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 13 years in the area

Strong wind

6% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ferguson flood?

FEMA's records show no paid flood insurance claims in Ferguson.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ferguson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marshall County.
Disasters that hit Ferguson

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ferguson itself: aid to households, or repair grants to the City of Ferguson.

Brought FEMA money into FergusonDeclared for Marshall County only
2020

Severe Storms

3 households applied for aid $7K aid approved
2011

Severe Storms, Straight-Line Winds, and Flooding

$188 to the City of Ferguson for repairs
2008

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $3K aid approved $5K to the City of Ferguson for repairs
2007

Severe Winter Storms

$5K to the City of Ferguson for repairs
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $2K aid approved
Marshall County has had 18 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ferguson is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ferguson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ferguson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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