Natural hazards · Elkport

Elkport, IA natural hazards

Most of the natural-hazard damage FEMA expects in Elkport comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 12 claims here since 1991. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Elkport?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elkport to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes9%Hail8%Cold waves8%Everything else9%
By hazard

What Elkport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

9% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 8 years in the area

Hail

8% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 4 times a year in the area

Cold waves

8% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Elkport flood?

Every paid claim on a federal flood insurance policy in Elkport, from FEMA’s records.

12paid claims since 1991
$316Kpaid to owners
0homes flooded more than once
19912026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Elkport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clayton County.

What’s been done with FEMA grants

38flood-prone properties bought out and cleared
Disasters that hit Elkport

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Elkport itself: aid to households, or repair grants to the City of Elkport.

Brought FEMA money into ElkportDeclared for Clayton County only
2013

Severe Storms, Tornadoes, and Flooding

$23K to the City of Elkport for repairs
2008

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $136 aid approved $48K to the City of Elkport for repairs
2004

Severe Storms, Tornadoes, and Flooding

34 households applied for aid $216K aid approved $177K to the City of Elkport for repairs
1999

Severe Storms, Flooding, and Tornadoes

$28K to the City of Elkport for repairs
Clayton County has had 24 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elkport is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Elkport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Elkport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01