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Natural hazards · Eldridge

Eldridge, IA natural hazards

Most of the natural-hazard damage FEMA expects in Eldridge comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1993. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Eldridge?

19
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eldridge to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding52%Tornadoes10%Cold waves8%Hail8%Strong wind8%Heat waves5%Everything else9%
By hazard

What Eldridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage
Below average · higher than 32% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

10% of expected damage
Above average · higher than 50% of U.S. places
Recorded about once every 69 years in the area

Cold waves

8% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 7 times a year in the area

Hail

8% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 4 times a year in the area

Strong wind

8% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 6 times a year in the area

Heat waves

5% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Eldridge flood?

Every paid claim on a federal flood insurance policy in Eldridge, from FEMA’s records.

3paid claims since 1993
$90Kpaid to owners
0homes flooded more than once
19932026

Biggest named events

  • Midwest Flooding: 1 claim, $15K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Eldridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Scott County.
Disasters that hit Eldridge

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eldridge itself: aid to households, or repair grants to the City of Eldridge.

Brought FEMA money into EldridgeDeclared for Scott County only
2024

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

3 households applied for aid $3K aid approved
2020

Severe Storms

47 households applied for aid $26K aid approved $104K to the City of Eldridge for repairs
2019

Severe Storms and Flooding

1 household applied for aid $750 aid approved
2008

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $4K aid approved
Scott County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Around Eldridge

Eldridge and the towns around it

Davenport: Moderate, mostly inland floodingBettendorf: Moderate, mostly inland floodingRock Island: High, mostly inland floodingRock Island Arsenal: High, mostly inland floodingBlackhawk: Moderate, mostly inland floodingBuffalo: Low, mostly inland floodingSouth Rock Island: Moderate, mostly inland floodingMoline: Low, mostly inland floodingAndalusia: High, mostly inland floodingEldridge: Very low, mostly inland flooding EldridgeDavenport
Very lowLowModerateHighVery high
Davenportmostly inland floodingModerate
Eldridgemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eldridge covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Eldridge’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Eldridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eldridge total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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