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Natural hazards · Earling

Earling, IA natural hazards

Most of the natural-hazard damage FEMA expects in Earling comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Earling?

56
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Earling to be higher than in 56% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding26%Tornadoes23%Cold waves14%Drought13%Hail13%Strong wind6%Everything else4%
By hazard

What Earling faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

26% of expected damage
Above average · higher than 58% of U.S. places
Recorded about once every 7 years in the area

Tornadoes

23% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 5 years in the area

Cold waves

14% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 6 times a year in the area

Drought

13% of expected damage
Recorded about 7 times a year in the area

Hail

13% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 6 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Earling flood?

FEMA's records show no paid flood insurance claims in Earling.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Earling isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Shelby County.
Disasters that hit Earling

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Earling itself: aid to households, or repair grants to the City of Earling.

Brought FEMA money into EarlingDeclared for Shelby County only
2024

Severe Storms and Tornadoes

1 household applied for aid
2019

Severe Storms and Flooding

8 households applied for aid $5K aid approved
2010

Severe Storms, Flooding, and Tornadoes

4 households applied for aid $636 aid approved $17K to the City of Earling for repairs
2007

Severe Storms, Flooding, and Tornadoes

5 households applied for aid $3K aid approved $4K to the City of Earling for repairs
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $4K aid approved
Shelby County has had 18 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Earling is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Earling’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Earling. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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