Natural hazards · Durant

Durant, IA natural hazards

Most of the natural-hazard damage FEMA expects in Durant comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Durant?

47
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Durant to be higher than in 47% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes15%Strong wind15%Drought12%Hail7%Everything else12%
By hazard

What Durant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Below average · higher than 39% of U.S. places
Recorded about once a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 15 years in the area

Strong wind

15% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 6 times a year in the area

Drought

12% of expected damage
Recorded about 9 times a year in the area

Hail

7% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Durant flood?

FEMA's records show no paid flood insurance claims in Durant.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Durant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cedar County.
Disasters that hit Durant

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Durant itself: aid to households, or repair grants to the City of Durant.

Brought FEMA money into DurantDeclared for Cedar County only
2024

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2020

Severe Storms

8 households applied for aid
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$6K to the City of Durant for repairs
2007

Severe Winter Storms

$997 to the City of Durant for repairs
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
Cedar County has had 14 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Durant is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Durant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Durant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01