Natural hazards · Deloit

Deloit, IA natural hazards

Most of the natural-hazard damage FEMA expects in Deloit comes from drought, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1991. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Deloit?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deloit to be higher than in 76% of U.S. communities, mostly from drought and inland flooding.

Drought40%Inland flooding33%Tornadoes13%Cold waves6%Everything else8%

By hazard

What Deloit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

40% of expected damage

Recorded about 12 times a year in the area

Inland flooding

33% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 7 years in the area

Cold waves

6% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 7 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Deloit flood?

Every paid claim on a federal flood insurance policy in Deloit, from FEMA’s records.

2paid claims since 1991

$5Kpaid to owners

0homes flooded more than once

19912026

Biggest named events

Midwest Flooding: 1 claim, $511

of all homes
are insured

No community discount. Deloit isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

Disasters that hit Deloit

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Deloit itself: aid to households, or repair grants to the City of Deloit.

Brought FEMA money into DeloitDeclared for Crawford County only

2008

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $2K aid approved $34K to the City of Deloit for repairs

2007

Severe Storms, Flooding, and Tornadoes

4 households applied for aid $6K aid approved

Crawford County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deloit is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Deloit’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Deloit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.