Cumming, IA housing market
The typical Cumming home is worth about $520,000, about the same as a year ago, 117% above the Iowa typical home.
Home values, sales, trends and how Cumming compares with the towns next door — updated as new data is published.
Cumming at a glance
Only 1 sale in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2016–2026
Show as a table
| January | Cumming | Iowa |
|---|---|---|
| 2017 | $320,000 | $147,000 |
| 2018 | $339,000 | $152,000 |
| 2019 | $359,000 | $159,000 |
| 2020 | $375,000 | $167,000 |
| 2021 | $405,000 | $179,000 |
| 2022 | $463,000 | $195,000 |
| 2023 | $501,000 | $211,000 |
| 2024 | $504,000 | $218,000 |
| 2025 | $519,000 | $228,000 |
| 2026 | $528,000 | $236,000 |
| August 2026 | $520,000 | $240,000 |
8 new homes permitted in 2025
Builders were permitted 8 new homes in Cumming in 2025, all single-family houses, worth about $2.9 million to build. Over the past 10 years, Cumming has permitted 58 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Cumming gained 85 residents while 28 new homes were permitted: about 3 new residents per new home. Building and growth moved roughly in step. Across Iowa: 1.3 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 8 | 8 | 0 | $2.9 million |
| 2025 | 8 | 8 | 0 | $2.9 million |
| 2024 | 7 | 7 | 0 | $2.6 million |
| 2023 | 9 | 9 | 0 | $3.4 million |
| 2022 | 7 | 7 | 0 | $2.7 million |
| 2021 | 13 | 13 | 0 | $4.6 million |
| 2020 | 10 | 10 | 0 | $3.8 million |
| 2019 | 3 | 3 | 0 | $1.2 million |
| 2018 | 1 | 1 | 0 | $379,000 |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 3 | 3 | 0 | $819,000 |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 6 | 6 | 0 | $1.6 million |
| 2012 | 4 | 4 | 0 | $1.1 million |
| 2011 | 8 | 8 | 0 | $2.1 million |
| 2010 | 3 | 3 | 0 | $717,000 |
| 2009 | 1 | 1 | 0 | $308,000 |
| 2008 | 3 | 3 | 0 | $746,000 |
| 2007 | 5 | 5 | 0 | $1.3 million |
| 2006 | 12 | 12 | 0 | $2.8 million |
| 2005 | 9 | 9 | 0 | $1.7 million |
| 2004 | 12 | 12 | 0 | $2.8 million |
| 2003 | 9 | 9 | 0 | $2 million |
| 2002 | 10 | 10 | 0 | $1.4 million |
| 2001 | 4 | 4 | 0 | $502,000 |
| 2000 | 6 | 6 | 0 | $720,000 |
Cumming's permit office reported 6 of 12 months in 2025; the Census estimated the rest.
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Cumming and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Cumming | $520K | 0% | $1,280 | 8 | $162,875 |
| West Des Moines | $322K | +0.5% | $1,410 | 344 | $86,594 |
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024 · figures for a place this size carry wide margins of error.
A two-bedroom rents for about $1,280
HUD's Fair Market Rent for a two-bedroom in Cumming is $1,280 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Cumming pay a median of $1,163, so moving in tends to cost more than staying put.
Studio $1,040 · 4 bedrooms $1,800
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (50061; Des Moines-West Des Moines, IA HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.