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Natural hazards · Coon Rapids

Coon Rapids, IA natural hazards

Most of the natural-hazard damage FEMA expects in Coon Rapids comes from tornadoes, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Coon Rapids?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coon Rapids to be higher than in 36% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes24%Inland flooding22%Hail21%Strong wind13%Cold waves10%Drought9%Everything else2%
By hazard

What Coon Rapids faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

24% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 15 years in the area

Inland flooding

22% of expected damage
Below average · higher than 32% of U.S. places
Recorded about 2 times a year in the area

Hail

21% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 6 times a year in the area

Strong wind

13% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 5 times a year in the area

Cold waves

10% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 7 times a year in the area

Drought

9% of expected damage
Recorded about 8 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Coon Rapids flood?

FEMA's records show no paid flood insurance claims in Coon Rapids.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Coon Rapids isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.
Disasters that hit Coon Rapids

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coon Rapids itself: aid to households, or repair grants to the City of Coon Rapids.

Brought FEMA money into Coon RapidsDeclared for Carroll County only
2010

Severe Winter Storm

$10K to the City of Coon Rapids for repairs
2008

Severe Storms, Tornadoes, and Flooding

$19K to the City of Coon Rapids for repairs
2004

Severe Storms, Tornadoes, and Flooding

13 households applied for aid
Carroll County has had 14 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coon Rapids is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Coon Rapids’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Coon Rapids. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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