Natural hazards · Coin

Coin, IA natural hazards

Most of the natural-hazard damage FEMA expects in Coin comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coin to be higher than in 55% of U.S. communities, mostly from inland flooding and drought.

Inland flooding27%Drought26%Tornadoes13%Cold waves12%Heat waves11%Hail6%Everything else5%

By hazard

What Coin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Drought

26% of expected damage

Recorded about 10 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 5 years in the area

Cold waves

12% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 4 times a year in the area

Heat waves

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coin flood?

FEMA's records show no paid flood insurance claims in Coin.

of all homes
are insured

No community discount. Coin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Page County.

Disasters that hit Coin

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coin itself: aid to households, or repair grants to the City of Coin.

Brought FEMA money into CoinDeclared for Page County only

2009

Severe Winter Storms and Snowstorm

$2K to the City of Coin for repairs

2008

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $12K aid approved

2007

Severe Winter Storm

$10K to the City of Coin for repairs

2007

Severe Storms, Flooding, and Tornadoes

4 households applied for aid $8K aid approved

Page County has had 14 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Coin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.