Natural hazards · Coburg

Coburg, IA natural hazards

Most of the natural-hazard damage FEMA expects in Coburg comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coburg?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coburg to be higher than in 66% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes17%Cold waves16%Drought11%Heat waves9%Hail6%Everything else5%

By hazard

What Coburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 9 years in the area

Cold waves

16% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 4 times a year in the area

Drought

11% of expected damage

Recorded about 6 times a year in the area

Heat waves

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Hail

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coburg flood?

FEMA's records show no paid flood insurance claims in Coburg.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

What’s been done with FEMA grants

9flood-prone properties bought out and cleared

Disasters that hit Coburg

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Coburg itself: aid to households, or repair grants to the City of Coburg.

Brought FEMA money into CoburgDeclared for Montgomery County only

2007

Severe Storms, Flooding, and Tornadoes

$2K to the City of Coburg for repairs

Montgomery County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Coburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.