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Natural hazards · Clive

Clive, IA natural hazards

Most of the natural-hazard damage FEMA expects in Clive comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 67 claims here since 1986. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clive?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clive to be higher than in 46% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes23%Heat waves5%Strong wind5%Cold waves5%Everything else7%
By hazard

What Clive faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Above average · higher than 59% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

23% of expected damage
Well above average · higher than 97% of U.S. places

Heat waves

5% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 7 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 6 times a year in the area

Cold waves

5% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clive flood?

Every paid claim on a federal flood insurance policy in Clive, from FEMA’s records.

67paid claims since 1986
$3.7Mpaid to owners
11homes flooded more than once
19862026

Biggest named events

  • Storm: 4 claims, $13K
  • Midwest Flooding: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 30% off flood insurance. Clive is in FEMA’s Community Rating System (class 4) for its flood-proofing work.
Insurance rates: Dallas County.

What’s been done with FEMA grants

55flood-prone properties bought out and cleared
Disasters that hit Clive

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clive itself: aid to households, or repair grants to the City of Clive.

Brought FEMA money into CliveDeclared for Dallas County only
2024

Severe Storms, Tornadoes, and Flooding

2 households applied for aid
2020

Severe Storms

16 households applied for aid $172K to the City of Clive for repairs
2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$59K to the City of Clive for repairs
2010

Severe Storms, Flooding, and Tornadoes

15 households applied for aid $29K aid approved $88K to the City of Clive for repairs
2008

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $7K aid approved $70K to the City of Clive for repairs
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $7K to the City of Clive for repairs
Dallas County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Around Clive

Clive and the towns around it

Waukee: Low, mostly inland floodingWindsor Heights: High, mostly inland floodingWest Des Moines: Low, mostly inland floodingUrbandale: Low, mostly inland floodingVan Meter: Low, mostly inland floodingDes Moines: Low, mostly inland floodingCumming: Low, mostly inland floodingNorwalk: Very low, mostly inland floodingGrimes: Very low, mostly inland floodingJohnston: Very low, mostly inland floodingClive: Moderate, mostly inland flooding CliveWaukeeWindsor HeightsWest Des MoinesUrbandale
Very lowLowModerateHighVery high
Windsor Heightsmostly inland floodingHigh
Clivemostly inland floodingModerate
Waukeemostly inland floodingLow
West Des Moinesmostly inland floodingLow
Urbandalemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clive covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Clive’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clive. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clive total about $12.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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