Natural hazards · Clemons

Clemons, IA natural hazards

Most of the natural-hazard damage FEMA expects in Clemons comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clemons?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clemons to be higher than in 39% of U.S. communities, mostly from inland flooding and drought.

Inland flooding38%Drought34%Tornadoes15%Everything else13%

By hazard

What Clemons faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 2 times a year in the area

Drought

34% of expected damage

Recorded about 7 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 6 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clemons flood?

FEMA's records show no paid flood insurance claims in Clemons.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clemons isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marshall County.

Disasters that hit Clemons

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clemons itself: aid to households, or repair grants to the City of Clemons.

Brought FEMA money into ClemonsDeclared for Marshall County only

2020

Severe Storms

6 households applied for aid

2013

Severe Storms, Tornadoes, and Flooding

$4K to the City of Clemons for repairs

2008

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $746 aid approved $5K to the City of Clemons for repairs

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $831 aid approved

Marshall County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clemons is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Clemons’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clemons. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Clemons, IA natural hazards

How exposed is Clemons?

What Clemons faces

Inland flooding

Drought

Tornadoes

Lower here

Not a risk here

Does Clemons flood?

4 federal disasters brought FEMA money here

Severe Storms

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

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