Natural hazards · Clearfield

Clearfield, IA natural hazards

Most of the natural-hazard damage FEMA expects in Clearfield comes from drought, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clearfield?

35
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clearfield to be higher than in 35% of U.S. communities, mostly from drought and heat waves.

Drought28%Heat waves16%Inland flooding16%Tornadoes16%Cold waves14%Everything else10%
By hazard

What Clearfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

28% of expected damage
Recorded about 7 times a year in the area

Heat waves

16% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 8 times a year in the area

Inland flooding

16% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about once a year in the area

Tornadoes

16% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 10 years in the area

Cold waves

14% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clearfield flood?

FEMA's records show no paid flood insurance claims in Clearfield.

Disasters that hit Clearfield

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clearfield itself: aid to households, or repair grants to the City of Clearfield.

Brought FEMA money into ClearfieldDeclared for Taylor County only
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$21K to the City of Clearfield for repairs
2010

Severe Storms, Flooding, and Tornadoes

19 households applied for aid $12K aid approved
2008

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $18K aid approved $22K to the City of Clearfield for repairs
2007

Severe Winter Storm

$7K to the City of Clearfield for repairs
2007

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $4K aid approved $16K to the City of Clearfield for repairs
Taylor County has had 12 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clearfield is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Clearfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clearfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01