Clarinda, IA natural hazards
Most of the natural-hazard damage FEMA expects in Clarinda comes from heat waves, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2008. 5 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Clarinda?
FEMA expects yearly storm and flood damage to homes and buildings in Clarinda to be higher than in 39% of U.S. communities, mostly from heat waves and tornadoes.
What Clarinda faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Heat waves
Tornadoes
Inland flooding
Cold waves
Lower here
Not a risk here
Does Clarinda flood?
Every paid claim on a federal flood insurance policy in Clarinda, from FEMA’s records.
are insured
5 federal disasters brought FEMA money here
Disasters the President declared that paid out in Clarinda itself: aid to households, or repair grants to the City of Clarinda.
Severe Winter Storms and Snowstorm
Severe Storms, Tornadoes, and Flooding
Severe Winter Storm
Severe Storms, Flooding, and Tornadoes
Severe Storms, Tornadoes, and Flooding
How to read this page
FEMA’s expected losses across Clarinda total about $1.8M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.