Charter Oak, IA housing market
The typical Charter Oak home is worth about $200,000, up 12.6% in a year, 17% below the Iowa typical home.
Home values, sales, trends and how Charter Oak compares with the towns next door — updated as new data is published.
Charter Oak at a glance
Typical home value, 2019–2026
Show as a table
| January | Charter Oak | Iowa |
|---|---|---|
| 2020 | $98,000 | $167,000 |
| 2021 | $113,000 | $179,000 |
| 2022 | $127,000 | $195,000 |
| 2023 | $149,000 | $211,000 |
| 2024 | $165,000 | $218,000 |
| 2025 | $174,000 | $228,000 |
| 2026 | $189,000 | $236,000 |
| August 2026 | $200,000 | $240,000 |
2 new homes permitted in 2025
Builders were permitted 2 new homes in Charter Oak in 2025, all single-family houses. Over the past 10 years, Charter Oak has permitted 2 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Charter Oak gained 33 residents while 1 new home was permitted: about 33 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply. Across Iowa: 1.3 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 1 | 1 | 0 | $342,000 |
| 2025 | 2 | 2 | 0 | $683,000 |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 1 | 1 | 0 | $150,000 |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 0 | 0 | 0 | — |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 0 | 0 | 0 | — |
| 2005 | 0 | 0 | 0 | — |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 0 | 0 | 0 | — |
| 2002 | 1 | 1 | 0 | $175,000 |
| 2001 | 0 | 0 | 0 | — |
| 2000 | 0 | 0 | 0 | — |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024 · figures for a place this size carry wide margins of error.
A two-bedroom rents for about $920
HUD's Fair Market Rent for a two-bedroom in Charter Oak is $920 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Charter Oak pay a median of $1,050.
Studio $680 · 4 bedrooms $1,450
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (51439; Crawford County, IA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Charter Oak
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.