Natural hazards · Centerville

Centerville, IA natural hazards

Most of the natural-hazard damage FEMA expects in Centerville comes from tornadoes, and overall the risk is low for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Centerville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Centerville to be higher than in 23% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes34%Inland flooding30%Heat waves11%Strong wind8%Cold waves7%Everything else11%

By hazard

What Centerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

34% of expected damage

Well above average · higher than 91% of U.S. places

Inland flooding

30% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 2 times a year in the area

Heat waves

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Centerville flood?

FEMA's records show no paid flood insurance claims in Centerville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Centerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Appanoose County.

Disasters that hit Centerville

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Centerville itself: aid to households, or repair grants to the City of Centerville.

Brought FEMA money into CentervilleDeclared for Appanoose County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$11K to the City of Centerville for repairs

2013

Severe Storms, Straight-Line Winds, and Flooding

$11K to the City of Centerville for repairs

2010

Severe Storms, Flooding, and Tornadoes

180 households applied for aid $295K aid approved $55K to the City of Centerville for repairs

2008

Severe Storms, Tornadoes, and Flooding

48 households applied for aid $84K aid approved $96K to the City of Centerville for repairs

2007

Severe Winter Storm

$141K to the City of Centerville for repairs

2007

Severe Storms and Flooding

$39K to the City of Centerville for repairs

2004

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $31K aid approved $12K to the City of Centerville for repairs

Appanoose County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Centerville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Centerville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Centerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.