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Natural hazards · Center Point

Center Point, IA natural hazards

Most of the natural-hazard damage FEMA expects in Center Point comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2003. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Center Point?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Center Point to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes18%Drought12%Strong wind10%Hail8%Cold waves8%Everything else5%
By hazard

What Center Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 16 years in the area

Drought

12% of expected damage
Recorded about 13 times a year in the area

Strong wind

10% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 6 times a year in the area

Hail

8% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 5 times a year in the area

Cold waves

8% of expected damage
Above average · higher than 59% of U.S. places
Recorded about 8 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Center Point flood?

Every paid claim on a federal flood insurance policy in Center Point, from FEMA’s records.

3paid claims since 2003
$81Kpaid to owners
0homes flooded more than once
20032026

Biggest named events

  • Storm: 1 claim, $34K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Center Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Linn County.
Disasters that hit Center Point

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Center Point itself: aid to households, or repair grants to the City of Center Point.

Brought FEMA money into Center PointDeclared for Linn County only
2020

Severe Storms

26 households applied for aid $69K aid approved
2008

Severe Storms, Tornadoes, and Flooding

35 households applied for aid $96K aid approved $18K to the City of Center Point for repairs
2007

Severe Winter Storms

$9K to the City of Center Point for repairs
2004

Severe Storms, Tornadoes, and Flooding

8 households applied for aid $7K aid approved
Linn County has had 18 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Center Point is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Center Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Center Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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