Natural hazards · Center Junction

Center Junction, IA natural hazards

Most of the natural-hazard damage FEMA expects in Center Junction comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Center Junction?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Center Junction to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding55%Drought14%Tornadoes10%Strong wind9%Hail6%Everything else6%

By hazard

What Center Junction faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Drought

14% of expected damage

Recorded about 9 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 7 years in the area

Strong wind

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Center Junction flood?

FEMA's records show no paid flood insurance claims in Center Junction.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Center Junction isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jones County.

Disasters that hit Center Junction

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Center Junction itself: aid to households, or repair grants to Center Junction.

Brought FEMA money into Center JunctionDeclared for Jones County only

2008

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $1K aid approved

Jones County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Center Junction is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Center Junction’s own flood-insurance community; household aid to the registrant’s city; repair grants to Center Junction. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.