Carroll, IA natural hazards
Most of the natural-hazard damage FEMA expects in Carroll comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1993. 4 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Carroll?
FEMA expects yearly storm and flood damage to homes and buildings in Carroll to be higher than in 32% of U.S. communities, mostly from tornadoes and hail.
What Carroll faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Tornadoes
Hail
Inland flooding
Cold waves
Lower here
Not a risk here
Does Carroll flood?
Every paid claim on a federal flood insurance policy in Carroll, from FEMA’s records.
Biggest named events
- Storm: 2 claims, $31K
- Midwest Flooding: 1 claim, $19K
are insured
are insured
4 federal disasters brought FEMA money here
Disasters the President declared that paid out in Carroll itself: aid to households, or repair grants to the City of Carroll.
Severe Winter Storm
Severe Storms, Tornadoes, and Flooding
Snow
Severe Storms, Tornadoes, and Flooding
How to read this page
FEMA’s expected losses across Carroll total about $7.3M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.